Market Notes: the written analysis behind Sophia's San Francisco market data, one question per issue.
SF Market Insights with Sophia Yapp · What does it mean?
SF Market Insights
Residential Specialist · Level Up Group at Compass · DRE# 01983869 · data current through Sep 3, 2026.
Ask Sophia about your market The whole market siteMarket Notes are the written analysis behind these numbers: one question per issue, answered from the same governed data, in plain language. The four most recent.
Market Notes · Issue 22 · Sep 2, 2026
What a Bedroom Costs
How much does an extra bedroom cost in San Francisco? Median 2, 3 and 4 bedroom house and condo prices for the last 12 months, by district, and why the bedroom count is mostly a label for square feet.
Market Notes · Issue 21 · Aug 30, 2026
The TIC Turn
San Francisco TICs went from at asking and 37 days to +5.8% over asking and 16 days in one year. What tenancy in common is, where it is heating, and what the folklore gets wrong.
Market Notes · Issue 20 · Aug 25, 2026
The HOA Line
Pulse #20: one number on the disclosure package sorts the San Francisco condo market. Under $500 in monthly dues, 59.9% of sales cleared asking by 10%+. Over $1,000, 11.1%, and closing below asking was the most common outcome. Neighborhood map and two sales that beat their bracket.
Market Notes · Issue 19 · Aug 18, 2026
What Cash Actually Buys
Pulse #19: does cash buy a discount in San Francisco? Split answer. Condos: 1 to 7 points below the financed field under $3M, and a week faster. Houses $1.5M and up: cash closes above the financed field in every band. The row-level cut behind Issue #18.
The fifth layer
The pages above are the data and the context. What they mean for one address, one budget and one timeline is a conversation. Sophia reads this market every day.
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